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Credit Rating Chart
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For a $216,000 30-year, fixed rate mortgage: |
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If your FICO® score is: |
Your interest rate is: |
...and your monthly payment is: |
| national interest rates, updated daily |
| 760
-
850
|
6.03% |
$1,299 |
| 700
-
759
|
6.25% |
$1,330 |
| 680
-
699
|
6.43% |
$1,355 |
| 660
-
679
|
6.64% |
$1,386 |
| 640
-
659
|
7.07% |
$1,448 |
| 620
-
639
|
7.62% |
$1,528 |
Your personal credit report will tell lenders exactly what your financial history is, at least for the past 7 years. You are allowed to receive 1 free credit report per year, but checking your credit history more often would be considered a wise decision simply because it will help to protect you against fraud or illegal activity with your social security. Recently there has been a huge increase in identity theft cases occurring in the United States, so please don`t take any chances!
You will also benefit from:
Daily monitoring of your credit report and alerts of key changes alert you of potential false activity.
Unlimited access to your Experian Credit Report and PLUS Score with paid membership.
Receive your personal credit report and credit score online.
We strongly recommend that you check your personal credit report on at least an annual basis!
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