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Free Credit Report & Credit Score
Instantly access your credit report, credit score, debt analysis and weekly fraud alerts, for FREE. Did you know that when you apply for any type of loan a credit grantor is permitted by law to review your personal credit report to objectively determine whether to grant you the desired loan or not.
It is highly recommended that you check your current personal credit report before you apply for any type of financial loan. All of the information in your consumer credit report comes directly from companies you currently do or have done business with in the past.
Get your credit report in minutes, safe and secure at LendersCreditReport.com. You can get a copy of your Trans Union (formerly TRW) or Equifax Report by filling out our form. This personal credit report is available today.
The national credit score average is 678, where do you rank?
Most banks will not loan to applicants whose credit score is less than 620 points. The higher your credit score the lower interest rate you will receive and the more money you can borrow. Learn more about Credit Report Charts here.
Under The Fair Credit Reporting Act (FCRA), all American consumers have the right to receive a free credit report on an annual basis. The most common circumstance is when you have been denied a loan request in the last 60 days based on information in your credit report. If you have been denied credit in your state, you can obtain a free credit report.
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